I have a good checking account, a job that pays about $200 every two weeks, another job on the side, and I have photo id.
Will I have any problem applying for a cash advance? And will I get the money on the same day? Where can I get a cash advance?
Akron/Fulton, OH
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You probably won’t be able to get any sort of loan or cash advance if you’re only making a hundred bucks a week. The lender does not have any sort of reasonable expectation of getting repaid.
If you’re making that little, you are probably working part time, and you’re probably a minor. Minors absolutely cannot get any sort of loan or cash advance.
Most states have eliminated cash advance places because of the outrageous fees. You can still probably get one online, but it is hard to tell if they are legit. I would stay away from those. I had one that changed it’s website and phone number and kept taking money out on the wrong dates from my account. Luckily, I finally tracked them down and got it to stop.
Im going to give you a straight answer. DO NOT DO CASH ADVANCES!!!!! People start with one and end up having multiple cash advances. They find their paycheck spent on repaying these “loans.” These things carry a APR of 375%!
If this is a one time thing then make sure of it. Only take what you need, don’t be fooled into them saying you qualify for $500 or whatever their max is. When you get paid, pay it back and don’t take out another “loan.”
“Google” Cash Advance, now a days more and more of these scam shacks are popping up around neighborhoods.
Do you have a credit union to go to? Be really careful of some of those payday advance places. Some of them ask for a huge amount in interest and you will be further behind. Do what I used to have to do, go ask daddy. I always tried to avoid it, but he never charged interest, and I paid it back right away. Don’t take advantage..
It all depends if you have good credit or not ..
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